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No-SSN Newcomer Cards

Just arrived, no SSN yet? These cards accept a passport or foreign credit history.

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Zolve・Mastercard

🎁 No sign-up bonus

Annual fee No fee Foreign transaction fee None

No SSN & no U.S. credit history needed
Apply before you land in the U.S.
Reports to all three bureaus

✓ VerifiedNone FTFStudent OKNo SSNSecured

Details

Firstcard Secured

Firstcard・Mastercard

🎁 No sign-up bonus

Annual fee $48/yr Foreign transaction fee 3%

Apply with a passport, no SSN
No credit history needed for students
Reports to bureaus to build score

✓ VerifiedStudent OKNo SSNSecured

Details

Deserve EDU Mastercard for Students

Deserve・Mastercard

🎁 No sign-up bonus (1% cash back on all purchases)

Annual fee No fee Foreign transaction fee None

International students can apply with no SSN
1% cash back on everything
One year of free Amazon Prime Student (illustrative)

✓ VerifiedNone FTFStudent OKNo SSN

Details