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| Capital One Venture X | World of Hyatt | |
| Sign-up bonus (est.) | 75,000 miles (spend $4,000 in 3 months) | 60,000 points (tiered, illustrative) |
| Annual fee | $395/yr | $95/yr |
| Foreign transaction fee | None | None |
| Suggested score | 740+ | 670+ |
| Reward highlights | $300 annual travel credit 10,000 anniversary miles Free authorized users + lounge access | Free Cat 1-4 night every year 4x at Hyatt Highest point value in hotels |
| Who it's for | Best for families who want premium travel perks at a near-zero effective cost. | Best for travelers who value Hyatt's high-value points and free-night certificate. |
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.