Starter

Apple Card

Goldman Sachs・Mastercard・No.034

A painless entry card for iPhone users — relatively friendly approval and instant use.

✓ Verified · 2026-07-16
🎁 No fixed sign-up bonus

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for iPhone users who want a simple, well-designed first card.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the Apple Card have an annual fee?

No, it has no annual fee and no foreign transaction fee.

What credit score do I need?

It is relatively accessible and can be approved with fair credit around the mid-600s.

Who is this card best for?

Best for iPhone users who want a simple, well-designed first card with instant use through Apple Pay.

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