- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Apple Card
Goldman Sachs・Mastercard・No.034
A painless entry card for iPhone users — relatively friendly approval and instant use.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 2% via Apple Pay
- 3% on Apple products
- Best-in-class app experience
Who it's for
Best for iPhone users who want a simple, well-designed first card.
Good for
Key benefits
- 3% Daily Cash on Apple purchases and select partners
- 2% Daily Cash when paying with Apple Pay
- No fees of any kind, including no foreign transaction fee
- Built-in budgeting tools in the Wallet app
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the Apple Card have an annual fee?
No, it has no annual fee and no foreign transaction fee.
What credit score do I need?
It is relatively accessible and can be approved with fair credit around the mid-600s.
Who is this card best for?
Best for iPhone users who want a simple, well-designed first card with instant use through Apple Pay.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.