A no-fee business card with rich 5% categories and a large cash bonus: a staple pairing with the UR ecosystem.

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.

Reward highlights

• 5% at office supply stores, internet, cable & phone (up to cap)
• 2% at gas stations & restaurants (up to cap)
• No annual fee; does not count toward 5/24

Who it's for

Best for small-business owners with office-supply and telecom spend who want a big no-fee bonus.

Good for

Key benefits

• 5% at office supply stores, internet, cable and phone (up to a cap)
• 2% at gas stations and restaurants (up to a cap)
• No annual fee
• Does not count toward Chase 5/24 as a business card

Rates & fees

APR and fees are illustrative. Confirm current terms on the issuer's site.

Frequently asked questions

⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.

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