Elite

American Express Business Gold

Amex・Amex・No.074

A business MR powerhouse that auto-picks your two biggest categories for 4x — strong for founders with lumpy spend.

✓ Verified · 2026-07-16
🎁 70,000 MR points (spend $10,000 in 3 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for business owners who want automatic 4x on their largest monthly categories.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Is there an annual fee?

Yes, the Amex Business Gold has a 375 US dollar annual fee.

Do I need a registered business?

Yes, it is a business card, so you apply as a business owner or sole proprietor.

Does it charge foreign transaction fees?

No, there is no foreign transaction fee.

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