Legendary

Chase Sapphire Reserve

Chase・Visa・No.002

Chase's flagship. The travel credit erases most of the annual fee, making it a legendary pick for heavy travelers.

✓ Verified · 2026-07-16
🎁 60,000 points (spend $4,000 in 3 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for frequent travelers who will actually use the lounge access and travel credit every year.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the Chase Sapphire Reserve have an annual fee?

Yes, $550 per year, though the $300 travel credit offsets much of it.

Does it charge foreign transaction fees?

No — no foreign transaction fees.

What credit score do I need?

Excellent credit (~740+) is typically expected, and Chase's 5/24 rule applies.

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