- Delta Sky Club access when flying Delta
- Annual Companion Certificate valid in First Class
- 15 Delta Sky Club visits and a $240 Resy credit
Chase Sapphire Reserve
Chase・Visa・No.002
Chase's flagship. The travel credit erases most of the annual fee, making it a legendary pick for heavy travelers.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- $300 annual travel credit
- 3x travel & dining
- Priority Pass airport lounges
Who it's for
Best for frequent travelers who will actually use the lounge access and travel credit every year.
Good for
Key benefits
- No foreign transaction fees
- $300 annual travel credit
- Priority Pass airport lounge access
- Primary auto rental coverage & trip delay insurance
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the Chase Sapphire Reserve have an annual fee?
Yes, $550 per year, though the $300 travel credit offsets much of it.
Does it charge foreign transaction fees?
No — no foreign transaction fees.
What credit score do I need?
Excellent credit (~740+) is typically expected, and Chase's 5/24 rule applies.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.