- Delta Sky Club access when flying Delta
- Annual Companion Certificate valid in First Class
- 15 Delta Sky Club visits and a $240 Resy credit
The Platinum Card
Amex・Amex・No.009
A status symbol. You only break even if you fully use the credits — ideal for frequent business flyers.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 5x on flights
- Centurion Lounge access
- Over $1,000 in assorted annual credits
Who it's for
Best for frequent flyers who will use the lounges and burn through every credit.
Good for
Key benefits
- No foreign transaction fees
- Centurion & Priority Pass lounge access
- Over $1,000 in annual statement credits
- Trip cancellation/interruption & baggage insurance
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the Amex Platinum have an annual fee?
Yes, $695 per year.
Does it charge foreign transaction fees?
No — it has no foreign transaction fees.
Is it worth it for most people?
Only if you fully use the lounges and annual credits; otherwise the high fee is hard to justify.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.