The Platinum Card

AMEX

Amex・Amex・No.009

A status symbol. You only break even if you fully use the credits, ideal for frequent business flyers.

✓ Verified · 2026-07-16

🎁 80,000 MR points (spend $8,000 in 6 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.

Reward highlights

5x on flights
Centurion Lounge access
Over $1,000 in assorted annual credits

Who it's for

Best for frequent flyers who will use the lounges and burn through every credit.

Good for

Travel

Key benefits

No foreign transaction fees
Centurion & Priority Pass lounge access
Over $1,000 in annual statement credits
Trip cancellation/interruption & baggage insurance

Rates & fees

APR and fees are illustrative. Confirm current terms on the issuer's site.

Frequently asked questions

Does the Amex Platinum have an annual fee?

Yes, $695 per year.

Does it charge foreign transaction fees?

No, it has no foreign transaction fees.

Is it worth it for most people?

Only if you fully use the lounges and annual credits; otherwise the high fee is hard to justify.