Hilton Honors Aspire (American Express)

AMEX

Amex・Amex・No.081

Hilton's flagship card whose free night and resort credits can eclipse the annual fee for anyone who stays a few nights a year.

🎁 175,000 points (spend $6,000 in 6 months)

Reward highlights

Best for Hilton loyalists who want top-tier Diamond status and premium travel credits.

APR and fees are illustrative — confirm current terms on the issuer's site.

Does the Hilton Honors Aspire have an annual fee?

Yes, $550 per year, though the free night and resort credits can more than offset it.

Does it charge foreign transaction fees?

No — it has no foreign transaction fees.

What credit score do I need?

Excellent credit (~720+) is typically expected for approval.