Many cards were reworked in 2025 and 2026, and a lot of what ranks in search still describes the old versions. On October 15 and 16, 2026 we read the issuers' own product pages for the cards below and updated this site to match. Each item says what the page showed and on which date. Where a page left out a benefit that older articles still mention, we say the page did not list it; we do not say why. Welcome offers in particular change often, so check the issuer's page on the day you apply.
Sapphire Reserve, October 15: $795 annual fee and $195 for each authorized user; 100,000 points after $6,000 in purchases in the first 3 months; 8x on Chase Travel, 4x on flights and hotels booked direct, 3x on dining; annual credits including $300 travel, $500 for The Edit hotels ($250 per booking), $300 for Exclusive Tables dining and $300 StubHub. Sapphire Preferred, October 16: $95; 75,000 points after $5,000 in 3 months; 5x on Chase Travel, 3x on dining; a $100 Chase Travel hotel credit each account anniversary. Ink Business Preferred, October 16: $95; 100,000 points after $8,000 in 3 months. Ink Business Cash and Ink Business Unlimited, October 16: $750 after $6,000 in 3 months on each. Freedom Unlimited, October 16: $200 after $500 in 3 months, 0% intro APR for 15 months on purchases and balance transfers.
United Explorer, October 16: $0 the first year, then $150; 70,000 miles after $3,000 in 3 months plus 10,000 for adding an authorized user; two United Club one-time passes a year. United Gateway, October 16: no annual fee; 40,000 miles after $1,000 in 3 months plus 10,000 for an authorized user; 0% intro APR for 12 months on purchases. United Quest, October 15: $350; a $200 United travel credit. Southwest Rapid Rewards Plus, October 16: $99; first checked bag free; 3,000 anniversary points; the page did not list EarlyBird check-in. Southwest Rapid Rewards Priority, October 15: $229; 7,500 anniversary points; first checked bag free; the page did not list a $75 travel credit or four upgraded boardings a year. IHG One Rewards Premier, October 15: $150; automatic Gold Elite status; an anniversary free night worth up to 50,000 points. Air Canada Aeroplan Card, October 15: $195; automatic Aeroplan 25K status; up to $100 a year in Air Canada credit. Marriott Bonvoy Boundless, October 16: $95; 3 Free Night Awards after $3,000 in 3 months; an anniversary free night worth up to 35,000 points.
Venture X, October 15: $395; 75,000 miles after $4,000 in 3 months; a $300 annual credit for Capital One Travel; 10,000 bonus miles each anniversary. The page describes Capital One Lounge and Priority Pass access for "primary cardholders" and says benefits for other card roles may differ or require additional fees, so do not assume an authorized user gets free lounge entry. Venture, October 16: $95; 75,000 miles after $4,000 in 3 months plus a one-time $300 Capital One Travel lodging credit in the first year. VentureOne, October 16: no annual fee; 20,000 miles after $500 in 3 months; 0% intro APR for 15 months on purchases and balance transfers. Savor, October 16: no annual fee; $200 after $500 in 3 months; 0% intro APR for 12 months. Platinum and Quicksilver Secured, October 16: 29.24% variable APR. The Discover it Secured page, October 15, was operated by Capital One and showed deposits of $49, $99 or $200 depending on credit.
Amex shows welcome offers as "as high as" amounts that depend on the applicant, and its pages load offers and APRs in a way we could not always read, so we did not update Amex APRs. Platinum, October 15: $895; offer as high as 175,000 points after $12,000 in 6 months. Gold, October 15: $325; offer as high as 100,000 points after $8,000 in 6 months; 4x at restaurants worldwide up to $50,000 a year. Delta SkyMiles Gold, October 16: $0 introductory annual fee the first year, then $150. Hilton Honors Surpass, October 16: $0 the first year, then $150; a $200 Hilton credit paid as $50 a quarter. Hilton Honors Aspire, October 16: $550; the page did not list Priority Pass. Business Platinum, October 15: $895.
JetBlue Plus, October 16: $99; 70,000 points after $1,000 in purchases and paying the annual fee within 90 days; 5,000 anniversary points. Wyndham Rewards Earner Plus, October 16: $95; 15,000 anniversary points; the page did not list 6x on gas. Bank of America's Alaska Airlines card, October 15: now named Atmos Rewards Ascent Visa Signature; $95; the $99 companion fare each anniversary requires $6,000 or more in purchases in the previous card year. U.S. Bank Altitude Connect, October 15: no annual fee; 20,000 points after $1,000 in 90 days; 4x on gas and EV charging on the first $1,000 each quarter.
Chase Sapphire Reserve: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve; Chase Sapphire Preferred: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred; Chase Freedom Unlimited: https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited; Ink Business Preferred: https://creditcards.chase.com/business-credit-cards/ink/business-preferred; Ink Business Cash: https://creditcards.chase.com/business-credit-cards/ink/cash; Ink Business Unlimited: https://creditcards.chase.com/business-credit-cards/ink/unlimited; United Explorer: https://creditcards.chase.com/travel-credit-cards/united/united-explorer; United Gateway: https://creditcards.chase.com/travel-credit-cards/united/united-gateway; United Quest: https://creditcards.chase.com/travel-credit-cards/united/united-quest; Southwest Plus: https://creditcards.chase.com/travel-credit-cards/southwest/plus; Southwest Priority: https://creditcards.chase.com/travel-credit-cards/southwest/priority; IHG One Rewards Premier: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier; Air Canada Aeroplan Card: https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan; Marriott Bonvoy Boundless: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless; Capital One Venture X: https://www.capitalone.com/credit-cards/venture-x/; Venture: https://www.capitalone.com/credit-cards/venture/; VentureOne: https://www.capitalone.com/credit-cards/ventureone/; Savor: https://www.capitalone.com/credit-cards/savor/; Platinum: https://www.capitalone.com/credit-cards/platinum/; Quicksilver Secured: https://www.capitalone.com/credit-cards/quicksilver-secured/; Discover it Secured: https://www.discover.com/credit-cards/secured-credit-card/; Amex Platinum: https://www.americanexpress.com/us/credit-cards/card/platinum/; Amex Gold: https://www.americanexpress.com/us/credit-cards/card/gold-card/; Delta SkyMiles Gold: https://www.americanexpress.com/us/credit-cards/card/delta-skymiles-gold-american-express-card/; Hilton Honors Surpass: https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/; Hilton Honors Aspire: https://www.americanexpress.com/us/credit-cards/card/hilton-honors-aspire/; Amex Business Platinum: https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/; JetBlue Plus: https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/; Wyndham Rewards Earner Plus: https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/; Atmos Rewards Ascent (Alaska Airlines): https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card/; U.S. Bank Altitude Connect: https://www.usbank.com/credit-cards/altitude-connect-visa-signature-credit-card.html. Pages read October 15 and 16, 2026.
The Chase page showed $795 on October 15, 2026, plus $195 for each authorized user.
Do not count on it. The Capital One page on October 15, 2026 described lounge access for primary cardholders and said benefits for other card roles may differ or carry fees.
The Chase page on October 15, 2026 did not list one. It listed a $229 annual fee and 7,500 anniversary points.
Amex personalizes the welcome offer, so the amount you see when you apply can be lower than the top figure on the page.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.