- Delta Sky Club access when flying Delta
- Annual Companion Certificate valid in First Class
- 15 Delta Sky Club visits and a $240 Resy credit
IHG One Rewards Premier
Chase・Mastercard・No.051
The anniversary free night alone can exceed the annual fee, making this an easy long-term hold for IHG fans.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- Anniversary free night at IHG hotels
- Automatic Platinum Elite status
- Fourth reward night free on award stays
Who it's for
Best for travelers who stay at Holiday Inn, Kimpton, or other IHG brands even a few nights a year.
Good for
Key benefits
- Anniversary free night at IHG hotels
- Automatic Platinum Elite status
- Fourth reward night free on award stays
- No foreign transaction fees
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the IHG One Rewards Premier card have an annual fee?
Yes, $99 per year.
Is the annual fee worth it?
Yes, the anniversary free night alone can exceed the annual fee.
Does it charge foreign transaction fees?
No foreign transaction fees.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.