Mainstream

IHG One Rewards Premier

Chase・Mastercard・No.051

The anniversary free night alone can exceed the annual fee, making this an easy long-term hold for IHG fans.

✓ Verified · 2026-07-16
🎁 140,000 points (spend $3,000 in 3 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for travelers who stay at Holiday Inn, Kimpton, or other IHG brands even a few nights a year.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the IHG One Rewards Premier card have an annual fee?

Yes, $99 per year.

Is the annual fee worth it?

Yes, the anniversary free night alone can exceed the annual fee.

Does it charge foreign transaction fees?

No foreign transaction fees.

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