Elite

Chase Sapphire Preferred

Chase・Visa・No.001

The consensus first travel card. Gateway to the Ultimate Rewards ecosystem, low annual fee, deep transfer partners, and a reliably strong sign-up bonus.

✓ Verified · 2026-07-16
🎁 60,000 points (spend $4,000 in 3 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for someone earning solid income who wants to graduate from cash back into flexible travel points without paying a premium annual fee.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the Chase Sapphire Preferred have an annual fee?

Yes, $95 per year.

Does it charge foreign transaction fees?

No — it has no foreign transaction fees, great for travel abroad.

What credit score do I need?

Generally good credit (~670+) is recommended, plus Chase's 5/24 rule applies.

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