- Delta Sky Club access when flying Delta
- Annual Companion Certificate valid in First Class
- 15 Delta Sky Club visits and a $240 Resy credit
Chase Sapphire Preferred
Chase・Visa・No.001
The consensus first travel card. Gateway to the Ultimate Rewards ecosystem, low annual fee, deep transfer partners, and a reliably strong sign-up bonus.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 3x dining & delivery
- 2x travel (5x via Chase Travel)
- Transfer points to 14+ airline & hotel partners
Who it's for
Best for someone earning solid income who wants to graduate from cash back into flexible travel points without paying a premium annual fee.
Good for
Key benefits
- No foreign transaction fees
- Trip cancellation/interruption insurance
- Primary auto rental collision damage waiver
- Purchase protection & extended warranty
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the Chase Sapphire Preferred have an annual fee?
Yes, $95 per year.
Does it charge foreign transaction fees?
No — it has no foreign transaction fees, great for travel abroad.
What credit score do I need?
Generally good credit (~670+) is recommended, plus Chase's 5/24 rule applies.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.