Capital One・Mastercard・No.021
A relatively accessible 1.5% card; no foreign transaction fee is rare at this tier.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Best for building toward better cards while earning simple flat cash back.
APR and fees are illustrative — confirm current terms on the issuer's site.
No — there is no annual fee.
No — it has no foreign transaction fees.
Yes — it is relatively accessible, and fair credit (~640+) may qualify.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.