Capital One・Mastercard・No.021
A relatively accessible 1.5% card; no foreign transaction fee is rare at this tier.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.
Best for building toward better cards while earning simple flat cash back.
APR and fees are illustrative. Confirm current terms on the issuer's site.
No, there is no annual fee.
No, it has no foreign transaction fees.
Yes, it is relatively accessible, and fair credit (~640+) may qualify.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.