Rebuild

Chime Credit Builder Visa

Stride Bank・Visa・No.057

A secured-style card with no credit check that turns your everyday spending into a growing credit history.

✓ Verified · 2026-07-16
🎁 No sign-up bonus

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for Chime users who want to build credit with no credit check and no interest.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Do I need a good credit score?

No, there is no credit check, so you can start even with no credit history.

Do I need an SSN?

Yes, opening the underlying Chime account requires an SSN or ITIN.

Is there an annual fee or interest?

No, there is no annual fee and no interest because your balance is paid from your own funds.

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