DiscoverRebuild
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Discover it Secured

Discover

Discover・Discover・No.026

The gold standard for rebuilding credit: transparent deposit refund and decent rewards.

✓ Verified · 2026-07-16
🎁 First-year Cashback Match (deposit from $200)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for rebuilding credit with a clear graduation path.

Good for

Key benefits

Rates & fees

APR and fees are illustrative. Confirm current terms on the issuer's site.

Frequently asked questions

Does the Discover it Secured have an annual fee?

No, there is no annual fee.

How much deposit is required?

A refundable security deposit starting at $200 is required.

Is it good for rebuilding credit?

Yes. It reports to all three bureaus and reviews for deposit refund starting after 7 months.

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