Starter

Deserve EDU Mastercard for Students

Deserve・Mastercard・No.055

Purpose-built for international students who arrive with no SSN and no U.S. credit history.

✓ Verified · 2026-07-16
🎁 No sign-up bonus (1% cash back on all purchases)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for international students who need a real first card without an SSN or Social Security number.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Can I get the Deserve EDU without an SSN?

Yes — it is designed for international students and can be approved without an SSN.

Do I need existing U.S. credit history?

No, it is built for students starting from zero credit.

Is there an annual fee?

No, the Deserve EDU has no annual fee.

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