- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Deserve EDU Mastercard for Students
Deserve・Mastercard・No.055
Purpose-built for international students who arrive with no SSN and no U.S. credit history.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- International students can apply with no SSN
- 1% cash back on everything
- One year of free Amazon Prime Student (illustrative)
Who it's for
Best for international students who need a real first card without an SSN or Social Security number.
Good for
Key benefits
- No SSN required — international students can apply
- No annual fee
- Reports to all 3 credit bureaus
- Builds U.S. credit from scratch
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Can I get the Deserve EDU without an SSN?
Yes — it is designed for international students and can be approved without an SSN.
Do I need existing U.S. credit history?
No, it is built for students starting from zero credit.
Is there an annual fee?
No, the Deserve EDU has no annual fee.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.