- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Discover it Cash Back
Discover・Discover・No.024
Doubles all your rewards in year one — effectively turning 5% categories into 10%.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 5% rotating quarterly categories
- All year-one rewards doubled
- No annual fee, no FTF
Who it's for
Best for maximizers who want an outsized first-year return.
Good for
Key benefits
- No annual fee
- No foreign transaction fees
- First-year Cashback Match doubles all rewards
- Free FICO score & fraud protection
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the Discover it Cash Back have an annual fee?
No — there is no annual fee.
Does it charge foreign transaction fees?
No — it has no foreign transaction fees.
How does the Cashback Match work?
Discover automatically doubles all the cash back you earn in your first year.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.