Firstcard・Mastercard・No.042
A credit-building card you can open with just a passport — an option for students in their first week in the U.S.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Best for students & newcomers with no SSN who need a first card fast.
APR and fees are illustrative — confirm current terms on the issuer's site.
No, it has no annual fee.
No, you can apply with just a passport and no prior U.S. credit history.
Best for students and newcomers without an SSN who need a first credit-building card quickly.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.