- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
PayPal Cashback Mastercard
MastercardSynchrony・Mastercard・No.061
Turns your PayPal checkout into 3% cash back, with a solid 1.5% floor everywhere else.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.
Reward highlights
- 3% cash back on PayPal checkout
- 1.5% cash back on everything else
- No annual fee
Who it's for
Best for heavy PayPal shoppers who want a bonus on online checkouts.
Good for
Key benefits
- 3% cash back on PayPal checkout
- 1.5% cash back on everything else
- No annual fee
- Managed alongside your PayPal account
Rates & fees
APR and fees are illustrative. Confirm current terms on the issuer's site.
Frequently asked questions
Is there an annual fee?
No, the PayPal Cashback Mastercard has no annual fee.
How do I earn the 3%?
You earn 3% when you pay with PayPal at checkout; all other purchases earn 1.5%.
What credit is required?
Good credit is typically expected, roughly a 670 score or higher.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.