- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
PayPal Cashback Mastercard
Synchrony・Mastercard・No.061
Turns your PayPal checkout into 3% cash back, with a solid 1.5% floor everywhere else.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 3% cash back on PayPal checkout
- 1.5% cash back on everything else
- No annual fee
Who it's for
Best for heavy PayPal shoppers who want a bonus on online checkouts.
Good for
Key benefits
- 3% cash back on PayPal checkout
- 1.5% cash back on everything else
- No annual fee
- Managed alongside your PayPal account
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Is there an annual fee?
No, the PayPal Cashback Mastercard has no annual fee.
How do I earn the 3%?
You earn 3% when you pay with PayPal at checkout; all other purchases earn 1.5%.
What credit is required?
Good credit is typically expected, roughly a 670 score or higher.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.