- 1.5% cash back when you make a payment
- Accessible to fair credit
- Hybrid card and installment-loan structure
Self Visa Credit Card
Lead Bank・Visa・No.058
Pairs a credit-builder savings plan with a secured card, so you build savings and credit at the same time.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- Secured by a Self savings-builder account
- No hard credit check to apply
- Reports to all three bureaus
Who it's for
Best for credit-builders who want to grow a small savings balance while establishing credit.
Good for
Key benefits
- Secured by a Self savings-builder account
- No hard credit check to apply
- Reports to all 3 credit bureaus
- Builds savings and credit at the same time
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Do I need good credit to start?
No, there is no hard credit check, and it is designed for people building credit from scratch.
Do I need an SSN?
Yes, the Self account and card require an SSN or ITIN to open.
Is there an annual fee?
The card itself has no annual fee, though the linked credit-builder plan has its own terms.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.