- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
SoFi Credit Card
MastercardSoFi・Mastercard・No.060
A clean flat 2% cash-back card that rewards you most when you keep money inside the SoFi ecosystem.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.
Reward highlights
- 2% cash back when redeemed into SoFi accounts
- No annual fee and no foreign transaction fee
- Rewards boost within the SoFi ecosystem
Who it's for
Best for SoFi members who want a simple no-fee 2% card.
Good for
Key benefits
- 2% cash back when redeemed into SoFi accounts
- No annual fee
- No foreign transaction fee
- Rewards boost within the SoFi ecosystem
Rates & fees
APR and fees are illustrative. Confirm current terms on the issuer's site.
Frequently asked questions
Is there an annual fee?
No, the SoFi Credit Card has no annual fee.
How do I get the full 2%?
You earn the full 2% when you redeem cash back into an eligible SoFi account.
What credit score is needed?
Good credit is generally expected, with a score around 670 or higher.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.