Mainstream

SoFi Credit Card

SoFi・Mastercard・No.060

A clean flat 2% cash-back card that rewards you most when you keep money inside the SoFi ecosystem.

✓ Verified · 2026-07-16
🎁 $200 (illustrative sign-up value)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for SoFi members who want a simple no-fee 2% card.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Is there an annual fee?

No, the SoFi Credit Card has no annual fee.

How do I get the full 2%?

You earn the full 2% when you redeem cash back into an eligible SoFi account.

What credit score is needed?

Good credit is generally expected, with a score around 670 or higher.

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