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SoFi Credit Card

Mastercard

SoFi・Mastercard・No.060

A clean flat 2% cash-back card that rewards you most when you keep money inside the SoFi ecosystem.

✓ Verified · 2026-07-16
🎁 $200 (illustrative sign-up value)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for SoFi members who want a simple no-fee 2% card.

Good for

Key benefits

Rates & fees

APR and fees are illustrative. Confirm current terms on the issuer's site.

Frequently asked questions

Is there an annual fee?

No, the SoFi Credit Card has no annual fee.

How do I get the full 2%?

You earn the full 2% when you redeem cash back into an eligible SoFi account.

What credit score is needed?

Good credit is generally expected, with a score around 670 or higher.

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