- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
SoFi Credit Card
SoFi・Mastercard・No.060
A clean flat 2% cash-back card that rewards you most when you keep money inside the SoFi ecosystem.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 2% cash back when redeemed into SoFi accounts
- No annual fee and no foreign transaction fee
- Rewards boost within the SoFi ecosystem
Who it's for
Best for SoFi members who want a simple no-fee 2% card.
Good for
Key benefits
- 2% cash back when redeemed into SoFi accounts
- No annual fee
- No foreign transaction fee
- Rewards boost within the SoFi ecosystem
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Is there an annual fee?
No, the SoFi Credit Card has no annual fee.
How do I get the full 2%?
You earn the full 2% when you redeem cash back into an eligible SoFi account.
What credit score is needed?
Good credit is generally expected, with a score around 670 or higher.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.