- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
U.S. Bank Cash+
U.S. Bank・Visa・No.032
One of the few cards that makes paying utilities and internet 5% back — for heavy bill payers.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- Two 5% categories you choose (up to cap)
- 5% on utilities & internet
- No annual fee
Who it's for
Best for households with large recurring utility/internet bills.
Good for
Key benefits
- Two 5% categories you choose, including utilities and internet
- 5% on eligible bills up to a quarterly cap
- 2% on one everyday category
- No annual fee
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the U.S. Bank Cash+ card have an annual fee?
No, it has no annual fee.
Does it charge foreign transaction fees?
Yes, it charges a foreign transaction fee.
Who is this card best for?
Best for households with large recurring utility and internet bills, which few other cards reward at 5%.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.