- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
USAA Preferred Cash Rewards
USAA・Visa・No.071
A dependable no-fee flat-rate card from USAA — simple 1.5% back for the military community that banks there.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 1.5% flat cash back on all purchases
- No annual fee
- Requires USAA membership (military & families)
Who it's for
Best for USAA members who want an uncomplicated flat-rate cash-back card.
Good for
Key benefits
- 1.5% flat cash back on all purchases
- No annual fee
- Reliable service for the military community
- Reports to all 3 credit bureaus
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Who can get a USAA card?
USAA membership is limited to the military community, veterans, and their eligible family members.
Is there an annual fee?
No, the Preferred Cash Rewards card has no annual fee.
Does it charge a foreign transaction fee?
Yes, this card charges a foreign transaction fee.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.