- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Venmo Credit Card
Synchrony・Visa・No.062
Automatically gives 3% back on whichever category you spend most on, all inside the Venmo app.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 3% on your top spend category automatically
- 2% on your second category
- No annual fee, managed in the Venmo app
Who it's for
Best for Venmo users who want automatic top-category cash back with nothing to activate.
Good for
Key benefits
- 3% on your top spend category automatically
- 2% on your second category
- No annual fee
- Fully managed inside the Venmo app
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Is there an annual fee?
No, the Venmo Credit Card has no annual fee.
Does it have a foreign transaction fee?
Yes, the Venmo card does charge a foreign transaction fee, so it is best used domestically.
How are the bonus categories chosen?
They are picked automatically based on where you spend the most each statement period.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.