- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Venmo Credit Card
VISASynchrony・Visa・No.062
Automatically gives 3% back on whichever category you spend most on, all inside the Venmo app.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.
Reward highlights
- 3% on your top spend category automatically
- 2% on your second category
- No annual fee, managed in the Venmo app
Who it's for
Best for Venmo users who want automatic top-category cash back with nothing to activate.
Good for
Key benefits
- 3% on your top spend category automatically
- 2% on your second category
- No annual fee
- Fully managed inside the Venmo app
Rates & fees
APR and fees are illustrative. Confirm current terms on the issuer's site.
Frequently asked questions
Is there an annual fee?
No, the Venmo Credit Card has no annual fee.
Does it have a foreign transaction fee?
Yes, the Venmo card does charge a foreign transaction fee, so it is best used domestically.
How are the bonus categories chosen?
They are picked automatically based on where you spend the most each statement period.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.