Mainstream

Venmo Credit Card

Synchrony・Visa・No.062

Automatically gives 3% back on whichever category you spend most on, all inside the Venmo app.

✓ Verified · 2026-07-16
🎁 No fixed sign-up bonus

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for Venmo users who want automatic top-category cash back with nothing to activate.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Is there an annual fee?

No, the Venmo Credit Card has no annual fee.

Does it have a foreign transaction fee?

Yes, the Venmo card does charge a foreign transaction fee, so it is best used domestically.

How are the bonus categories chosen?

They are picked automatically based on where you spend the most each statement period.

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