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Blue Cash Preferred vs Citi Custom Cash

A side-by-side look at Blue Cash Preferred and Citi Custom Cash — annual fee, welcome bonus, rewards and who each is best for.

AmexMainstream
•••• •••• •••• 6098
Blue Cash PreferredAMEX
vs
CitiMainstream
•••• •••• •••• 3276
Citi Custom CashMastercard
Blue Cash PreferredCiti Custom Cash
Sign-up bonus (est.)$250 (spend $3,000 in 6 months)$200 (spend $1,500 in 6 months)
Annual fee$95/yrNo fee
Foreign transaction fee3%3%
Suggested score670+670+
Reward highlights6% U.S. supermarkets (up to cap)
6% select streaming
3% gas & transit		Automatic 5% on your top category ($500 cap)
No annual fee
Auto-detects — nothing to activate
Who it's forBest for families with heavy grocery and streaming spend.Best for people with one dominant spend category who don't want to manage rotations.
Blue Cash PreferredCiti Custom Cash

⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.