Mainstream

Blue Cash Preferred

Amex・Amex・No.010

The supermarket cash-back ceiling. For big families, 6% back quickly outweighs the annual fee.

✓ Verified · 2026-07-16
🎁 $250 (spend $3,000 in 6 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for families with heavy grocery and streaming spend.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the Blue Cash Preferred have an annual fee?

Yes, $95 per year.

Does it charge foreign transaction fees?

Yes — it charges a 2.7% foreign transaction fee.

Is it good for families?

Yes — the 6% back at U.S. supermarkets (up to the cap) makes it ideal for heavy grocery spenders.

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