The foodie's card. Amex accepts overseas credit history via Nova Credit, making it newcomer-friendly.

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

• 4x dining (up to cap)
• 4x U.S. supermarkets
• Monthly dining & delivery credits

Who it's for

Best for heavy dining & grocery spenders — and new immigrants who can apply with foreign credit history.

Good for

Key benefits

• No foreign transaction fees
• Monthly dining & Uber Cash credits
• Purchase protection & extended warranty
• Baggage insurance & trip delay coverage

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.

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