American Express Gold

AMEX

Amex・Amex・No.008

The foodie's card. Amex accepts overseas credit history via Nova Credit, making it newcomer-friendly.

✓ Verified · 2026-07-16

🎁 60,000 MR points (spend $6,000 in 6 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often. Always confirm the current offer on the issuer's site.

Reward highlights

4x dining (up to cap)
4x U.S. supermarkets
Monthly dining & delivery credits

Who it's for

Best for heavy dining & grocery spenders, and new immigrants who can apply with foreign credit history.

Good for

Key benefits

No foreign transaction fees
Monthly dining & Uber Cash credits
Purchase protection & extended warranty
Baggage insurance & trip delay coverage

Rates & fees

APR and fees are illustrative. Confirm current terms on the issuer's site.

Frequently asked questions

Does the American Express Gold have an annual fee?

Yes, $325 per year.

Does it charge foreign transaction fees?

No, it has no foreign transaction fees.

Can newcomers apply without U.S. credit history?

Often yes, Amex accepts foreign credit history via Nova Credit, making it newcomer-friendly.