Capital One Quicksilver vs Wells Fargo Active Cash

A side-by-side look at Capital One Quicksilver and Wells Fargo Active Cash — annual fee, welcome bonus, rewards and who each is best for.

Capital One QuicksilverWells Fargo Active Cash
Sign-up bonus (est.)$200 (spend $500 in 3 months)$200 (spend $500 in 3 months)
Annual feeNo feeNo fee
Foreign transaction feeNone3%
Suggested score640+670+
Reward highlights1.5% on all purchases
No annual fee, no FTF
Approachable for fair credit
2% on all purchases
No annual fee
Lowest bonus spend threshold
Who it's forBest for building toward better cards while earning simple flat cash back.Best for a simple 2% card with an easy bonus to hit.