Citi Double Cash vs Wells Fargo Active Cash

A side-by-side look at Citi Double Cash and Wells Fargo Active Cash — annual fee, welcome bonus, rewards and who each is best for.

Citi Double CashWells Fargo Active Cash
Sign-up bonus (est.)$200 (spend $1,500 in 6 months)$200 (spend $500 in 3 months)
Annual feeNo feeNo fee
Foreign transaction fee3%3%
Suggested score670+670+
Reward highlights2% on everything (1% + 1%)
No annual fee
Convertible to ThankYou points
2% on all purchases
No annual fee
Lowest bonus spend threshold
Who it's forBest for people who want maximum flat-rate cash back with zero effort.Best for a simple 2% card with an easy bonus to hit.