Mainstream

BofA Customized Cash

Bank of America・Visa・No.027

With assets at BofA/Merrill, that 3% scales up to 5.25% — a card for ecosystem players.

✓ Verified · 2026-07-16
🎁 $200 (spend $1,000 in 90 days)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for customers who bank assets with Bank of America / Merrill.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the BofA Customized Cash card have an annual fee?

No, it has no annual fee.

Does it charge foreign transaction fees?

Yes, it charges a foreign transaction fee, so it is not ideal for spending abroad.

Who is this card best for?

Best for Bank of America or Merrill customers, whose Preferred Rewards status can lift the 3% category as high as 5.25%.

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