- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
BofA Customized Cash
Bank of America・Visa・No.027
With assets at BofA/Merrill, that 3% scales up to 5.25% — a card for ecosystem players.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 3% in a category you choose
- 2% grocery
- Up to 75% boost with BofA assets
Who it's for
Best for customers who bank assets with Bank of America / Merrill.
Good for
Key benefits
- 3% cash back in a category you choose
- 2% at grocery stores and wholesale clubs
- Rewards boost up to 75% with Preferred Rewards status
- No annual fee
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the BofA Customized Cash card have an annual fee?
No, it has no annual fee.
Does it charge foreign transaction fees?
Yes, it charges a foreign transaction fee, so it is not ideal for spending abroad.
Who is this card best for?
Best for Bank of America or Merrill customers, whose Preferred Rewards status can lift the 3% category as high as 5.25%.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.