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Hilton Honors American Express Surpass

Amex・Amex・No.052

A mid-tier Hilton card handing you Gold status and strong point earning across Hilton stays and dining.

✓ Verified · 2026-07-16
🎁 130,000 points (spend $3,000 in 6 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for Hilton loyalists who want Gold status and a path to a free night.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the Hilton Honors Surpass Amex have an annual fee?

Yes, $150 per year.

Is the annual fee worth it?

Yes, for Hilton loyalists the Gold status and strong point earning usually justify the fee.

Does it charge foreign transaction fees?

No foreign transaction fees.

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