PenFed・Visa・No.070
An underrated travel card whose airline credit offsets the annual fee — a low-key value pick for credit-union members.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Best for PenFed members who travel and can use the annual airline credit.
APR and fees are illustrative — confirm current terms on the issuer's site.
Yes, the Pathfinder Rewards has a 95 US dollar annual fee, largely offset by the airline credit.
You must be a PenFed member, which is open to anyone who opens a savings account.
No, there is no foreign transaction fee, so it is travel-friendly.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.