Student Starter Pack | US Credit Card Dex

🎁 $25 bonus (set up autopay)

Annual fee No fee Foreign transaction fee 3%

1.5% on all purchases
Friendly to credit newcomers
Easier approval with a Chase account

✓ VerifiedStudent OK

Details

Capital OneMainstream

•••• •••• •••• 3312

Capital One SavorMastercard

🎁 $200 (spend $500 in 3 months)

Annual fee No fee Foreign transaction fee None

3% dining, entertainment & grocery
3% streaming
No annual fee, no FTF

✓ VerifiedNone FTFStudent OK

Details

Capital OneMainstream

•••• •••• •••• 3751

Capital One QuicksilverMastercard

🎁 $200 (spend $500 in 3 months)

Annual fee No fee Foreign transaction fee None

1.5% on all purchases
No annual fee, no FTF
Approachable for fair credit

✓ VerifiedNone FTFStudent OK

Details

DiscoverStarter

•••• •••• •••• 3059

Discover it StudentDiscover

🎁 First-year Cashback Match

Annual fee No fee Foreign transaction fee None

No credit history required for students
5% rotating categories
No annual fee

✓ VerifiedNone FTFStudent OK

Details

ZolveRebuild

•••• •••• •••• 4205

Zolve AzpireMastercard

🎁 No sign-up bonus

Annual fee No fee Foreign transaction fee None

No SSN & no U.S. credit history needed
Apply before you land in the U.S.
Reports to all three bureaus

✓ VerifiedNone FTFStudent OKNo SSNSecured

Details

FirstcardRebuild

•••• •••• •••• 9207

Firstcard SecuredMastercard

🎁 No sign-up bonus

Annual fee $48/yr Foreign transaction fee 3%

Apply with a passport, no SSN
No credit history needed for students
Reports to bureaus to build score

✓ VerifiedStudent OKNo SSNSecured

Details

DeserveStarter

•••• •••• •••• 3360

Deserve EDU Mastercard for StudentsMastercard

🎁 No sign-up bonus (1% cash back on all purchases)

Annual fee No fee Foreign transaction fee None

International students can apply with no SSN
1% cash back on everything
One year of free Amazon Prime Student (illustrative)

✓ VerifiedNone FTFStudent OKNo SSN

Details

Capital OneStarter

•••• •••• •••• 5773

Capital One Quicksilver StudentMastercard

🎁 $50 (spend $100 in 3 months, illustrative)

Annual fee No fee Foreign transaction fee None

1.5% cash back on every purchase
No annual fee and no foreign transaction fee
Built for students building credit

✓ VerifiedNone FTFStudent OK

Details

ChaseStarter

•••• •••• •••• 7688

Chase Freedom StudentVISA

🎁 $50 bonus after your first purchase in 3 months

Annual fee No fee Foreign transaction fee 3%

1.5% cash back on all purchases
$20 Good Standing reward each year for up to 5 years
Automatic credit line increase reviews to help build history

Student OK

Details