Capital One・Mastercard・No.020
The no-fee pick for people who love eating out and going out — and no foreign transaction fee abroad.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Best for foodies and social spenders who also travel occasionally.
APR and fees are illustrative — confirm current terms on the issuer's site.
No — there is no annual fee.
No — it has no foreign transaction fees, unusual for a no-fee cash back card.
3% cash back on dining, entertainment, grocery and streaming.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.