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| American Express Gold | American Express Green Card | |
| Sign-up bonus (est.) | 60,000 MR points (spend $6,000 in 6 months) | 40,000 MR points (spend $3,000 in 6 months) |
| Annual fee | $325/yr | $150/yr |
| Foreign transaction fee | None | None |
| Suggested score | 670+ | 670+ |
| Reward highlights | 4x dining (up to cap) 4x U.S. supermarkets Monthly dining & delivery credits | 3x travel, transit & dining worldwide $189 CLEAR Plus credit each year No foreign transaction fee; accepts foreign credit via Nova Credit |
| Who it's for | Best for heavy dining & grocery spenders — and new immigrants who can apply with foreign credit history. | Best for travelers who want to build Membership Rewards without a premium annual fee. |
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.