American Express Gold vs American Express Green Card

A side-by-side look at American Express Gold and American Express Green Card — annual fee, welcome bonus, rewards and who each is best for.

American Express GoldAmerican Express Green Card
Sign-up bonus (est.)60,000 MR points (spend $6,000 in 6 months)40,000 MR points (spend $3,000 in 6 months)
Annual fee$325/yr$150/yr
Foreign transaction feeNoneNone
Suggested score670+670+
Reward highlights4x dining (up to cap)
4x U.S. supermarkets
Monthly dining & delivery credits
3x travel, transit & dining worldwide
$189 CLEAR Plus credit each year
No foreign transaction fee; accepts foreign credit via Nova Credit
Who it's forBest for heavy dining & grocery spenders — and new immigrants who can apply with foreign credit history.Best for travelers who want to build Membership Rewards without a premium annual fee.