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Bilt Blue Card vs Chase Sapphire Preferred

A side-by-side look at Bilt Blue Card and Chase Sapphire Preferred: annual fee, welcome bonus, rewards and who each is best for.

Column N.A.Elite
•••• •••• •••• 8456
Bilt Blue CardMastercard
vs
ChaseElite
•••• •••• •••• 7715
Chase Sapphire PreferredVISA
Bilt Blue CardChase Sapphire Preferred
Sign-up bonus (est.)$100 Bilt Cash on approval60,000 points (spend $4,000 in 3 months)
Annual feeNo fee$95/yr
Foreign transaction feeNoneNone
Suggested score670+670+
Reward highlightsUp to 1.25x on rent & mortgage, no fee
1x everyday purchases, 4% Bilt Cash option
Transfer 1:1 to United, Hyatt, Cathay & more		3x dining & delivery
2x travel (5x via Chase Travel)
Transfer points to 14+ airline & hotel partners
Who it's forBest for renters who want to earn transferable points on their biggest monthly expense.Best for someone earning solid income who wants to graduate from cash back into flexible travel points without paying a premium annual fee.
Bilt Blue CardChase Sapphire Preferred

⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.