- 5x points on flights and prepaid hotels through Amex Travel
- Access to the Global Lounge Collection including Centurion Lounges
- Over $1,000 in annual statement credits across business categories
Bilt Blue Card
MastercardColumn N.A.・Mastercard・No.031
Pays rent with no transaction fee and earns up to 1.25x on it, with no annual fee.
Referral link: the site owner may earn a reward if you're approved, at no extra cost to you. Always review the current terms on the issuer's site before applying.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-09-21. Welcome offers change often. Always confirm the current offer on the issuer's site.
Reward highlights
- Up to 1.25x on rent & mortgage, no fee
- 1x everyday purchases, 4% Bilt Cash option
- Transfer 1:1 to United, Hyatt, Cathay & more
Who it's for
Best for renters who want to earn transferable points on their biggest monthly expense.
Good for
Key benefits
- Up to 1.25 points per dollar on rent and mortgage, no transaction fee
- Rent is paid from your bank account, not your credit line
- Transfer points 1:1 to airline and hotel partners including United and Hyatt
- No annual fee
Rates & fees
APR and fees are illustrative. Confirm current terms on the issuer's site.
Frequently asked questions
Does the Bilt Blue Card have an annual fee?
No, it has no annual fee.
Does it charge foreign transaction fees?
No foreign transaction fees.
Who is this card best for?
Best for renters who want to earn transferable points on their largest monthly expense without paying a fee.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.