🎁 目前最大的开卡礼

图鉴收录的每张卡,按当前开卡礼价值排名。定期更新。

最后更新: 2026-07-15

#卡片开卡礼估值年费
1 Delta SkyMiles Reserve American Express
Amex
60,000 里程(消费 $5,000 / 6 个月) $1200 $650/年
2 Ink Business Preferred
Chase
90,000 分(消费 $8,000 / 3 个月) $1100 $95/年
3 The Platinum Card
Amex
80,000 MR 分(消费 $8,000 / 6 个月) $1000 $895/年
4 Chase Sapphire Reserve
Chase
60,000 分(消费 $4,000 / 3 个月) $900 $795/年
5 World of Hyatt
Chase
60,000 分(分阶段,示意) $900 $95/年
6 Delta SkyMiles Platinum American Express
Amex
60,000 里程(消费 $3,000 / 6 个月) $900 $350/年
7 United Quest Card
Chase
70,000 里程(消费 $4,000 / 3 个月) $900 $350/年
8 Marriott Bonvoy Bevy American Express
Amex
85,000 分(消费 $5,000 / 6 个月) $900 $250/年
9 American Express Business Gold
Amex
70,000 MR 分(消费 $10,000 / 3 个月) $900 $375/年
10 Alaska Airlines Visa
Bank of America
50,000 里程 + 同行票(示意) $800 $95/年
11 IHG One Rewards Premier
Chase
140,000 分(消费 $3,000 / 3 个月) $800 $99/年
12 Hilton Honors American Express Surpass
Amex
130,000 分(消费 $3,000 / 6 个月) $800 $150/年
13 Chase Sapphire Preferred
Chase
60,000 分(消费 $4,000 / 3 个月) $750 $95/年
14 Ink Business Unlimited
Chase
$750(消费 $6,000 / 3 个月) $750 免年费
15 Capital One Venture X
Capital One
75,000 里程(消费 $4,000 / 3 个月) $750 $395/年
16 Capital One Venture
Capital One
75,000 里程(消费 $4,000 / 3 个月) $750 $95/年
17 Citi / AAdvantage Platinum Select
Citi
50,000 里程(消费 $2,500 / 3 个月) $750 $99/年
18 Chase Ink Business Cash
Chase
$750(消费 $6,000 / 6 个月) $750 免年费
19 U.S. Bank Altitude Reserve
U.S. Bank
50,000 分 = $750 抵旅行(消费 $4,500 / 90 天) $750 $400/年
20 American Express Gold
Amex
60,000 MR 分(消费 $6,000 / 6 个月) $700 $325/年
21 Citi Strata Premier
Citi
70,000 ThankYou 分(示意) $700 $95/年
22 United Explorer
Chase
60,000 里程(示意) $700 $150/年
23 Southwest Rapid Rewards Plus
Chase
50,000 分(消费 $1,000 / 3 个月) $700 $99/年
24 Southwest Rapid Rewards Priority
Chase
50,000 分(消费 $1,000 / 3 个月) $700 $229/年
25 BofA Premium Rewards
Bank of America
60,000 分 = $600(示意) $600 $95/年
26 Marriott Bonvoy Boundless
Chase
3 晚免费房券(示意) $600 $95/年
27 JetBlue Plus Card
Barclays
50,000 分(消费 $1,000 / 3 个月) $600 $99/年
28 Delta SkyMiles Gold
Amex
50,000 里程(示意) $550 $150/年
29 Wyndham Rewards Earner Plus
Barclays
45,000 分(消费 $1,000 / 3 个月) $500 $95/年
30 PenFed Pathfinder Rewards
PenFed
50,000 分(消费 $3,000 / 90 天) $500 $95/年
31 American Express Green Card
Amex
40,000 MR 分(消费 $3,000 / 6 个月) $450 $150/年
32 Hilton Honors Card
Amex
70,000 Hilton 分(示意) $350 免年费
33 Chase Freedom Unlimited
Chase
首年所有消费额外 1.5% 返现 $300 免年费
34 Discover it Cash Back
Discover
首年返现全额加倍(Cashback Match) $300 免年费
35 Blue Cash Preferred
Amex
$250(消费 $3,000 / 6 个月) $250 $95/年
36 American Airlines AAdvantage MileUp
Citi
10,000 里程 + $50 账单返现(消费 $500 / 3 个月) $250 免年费
37 Navy Federal More Rewards American Express
Navy Federal
25,000 分 = $250(消费 $3,000 / 90 天) $250 免年费
38 Bank of America Travel Rewards
Bank of America
25,000 分 = $250 抵旅行(消费 $1,000 / 90 天) $250 免年费
39 Chase Freedom Flex
Chase
$200(消费 $500 / 3 个月) $200 免年费
40 Blue Cash Everyday
Amex
$200(消费 $2,000 / 6 个月) $200 免年费
41 Citi Double Cash
Citi
$200(消费 $1,500 / 6 个月) $200 免年费
42 Citi Custom Cash
Citi
$200(消费 $1,500 / 6 个月) $200 免年费
43 Capital One Savor
Capital One
$200(消费 $500 / 3 个月) $200 免年费
44 Capital One Quicksilver
Capital One
$200(消费 $500 / 3 个月) $200 免年费
45 BofA Customized Cash
Bank of America
$200(消费 $1,000 / 90 天) $200 免年费
46 Wells Fargo Active Cash
Wells Fargo
$200(消费 $500 / 3 个月) $200 免年费
47 Wells Fargo Autograph
Wells Fargo
20,000 分(示意) $200 免年费
48 U.S. Bank Cash+
U.S. Bank
$200(消费 $1,000 / 90 天) $200 免年费
49 U.S. Bank Altitude Go
U.S. Bank
20,000 分 = $200(示意) $200 免年费
50 SoFi Credit Card
SoFi
$200(示意开卡价值) $200 免年费
51 Upgrade Cash Rewards Visa
Upgrade
$200(示意,开返现支票账户后) $200 免年费
52 Navy Federal cashRewards
Navy Federal
$200(消费 $2,000 / 90 天) $200 免年费
53 USAA Preferred Cash Rewards
USAA
$200(消费 $1,000 / 90 天) $200 免年费
54 Citi Rewards+
Citi
20,000 ThankYou 分(消费 $1,500 / 3 个月) $200 免年费
55 Blue Business Plus
Amex
15,000 MR 分(示意) $150 免年费
56 Discover it Student
Discover
首年返现全额加倍 $150 免年费
57 Prime Visa
Chase
批卡即送 $100–200 Amazon 礼品卡 $150 免年费
58 Fidelity Rewards Visa Signature
Elan Financial
$150(示意)存入 Fidelity 账户 $150 免年费
59 American Express EveryDay
Amex
10,000 MR 分(消费 $2,000 / 6 个月) $150 免年费
60 Discover it Secured
Discover
首年返现全额加倍(押金 $200 起) $100 免年费
61 PenFed Power Cash Rewards
PenFed
$100(消费 $1,500 / 90 天) $100 免年费
62 Capital One Quicksilver Student
Capital One
$50(消费 $100 / 3 个月,示意) $50 免年费
63 Chase Freedom Rise
Chase
$25 奖励(设置自动还款) $25 免年费