🎁 開卡禮比較

這裡整理圖鑑中的示範開卡禮估值。送件前請到發卡行官網確認目前優惠。

最後更新: 2026-07-15

#卡片開卡禮估值年費
1 American Express Business Platinum
Amex
150,000 點(消費 $20,000 / 3 個月) $2000 $695/年
2 Hilton Honors Aspire (American Express)
Amex
175,000 點(消費 $6,000 / 6 個月) $1400 $550/年
3 Marriott Bonvoy Brilliant (American Express)
Amex
95,000 點(消費 $6,000 / 6 個月) $1300 $650/年
4 Delta SkyMiles Reserve American Express
Amex
60,000 哩(消費 $5,000 / 6 個月) $1200 $650/年
5 Ink Business Preferred
Chase
90,000 點(消費 $8,000 / 3 個月) $1100 $95/年
6 The Platinum Card
Amex
80,000 MR 點(消費 $8,000 / 6 個月) $1000 $895/年
7 Chase Sapphire Reserve
Chase
60,000 點(消費 $4,000 / 3 個月) $900 $795/年
8 World of Hyatt
Chase
60,000 點(分階段,示範) $900 $95/年
9 Delta SkyMiles Platinum American Express
Amex
60,000 哩(消費 $3,000 / 6 個月) $900 $350/年
10 United Quest Card
Chase
70,000 哩(消費 $4,000 / 3 個月) $900 $350/年
11 Marriott Bonvoy Bevy American Express
Amex
85,000 點(消費 $5,000 / 6 個月) $900 $250/年
12 American Express Business Gold
Amex
70,000 MR 點(消費 $10,000 / 3 個月) $900 $375/年
13 Alaska Airlines Visa
Bank of America
50,000 哩 + 同行票(示範) $800 $95/年
14 IHG One Rewards Premier
Chase
140,000 點(消費 $3,000 / 3 個月) $800 $99/年
15 Hilton Honors American Express Surpass
Amex
130,000 點(消費 $3,000 / 6 個月) $800 $150/年
16 Aeroplan Card (Chase, Air Canada)
Chase
50,000 點(消費 $3,000 / 3 個月) $800 $95/年
17 Chase Sapphire Preferred
Chase
60,000 點(消費 $4,000 / 3 個月) $750 $95/年
18 Ink Business Unlimited
Chase
$750(消費 $6,000 / 3 個月) $750 免年費
19 Capital One Venture X
Capital One
75,000 哩(消費 $4,000 / 3 個月) $750 $395/年
20 Capital One Venture
Capital One
75,000 哩(消費 $4,000 / 3 個月) $750 $95/年
21 Citi / AAdvantage Platinum Select
Citi
50,000 哩(消費 $2,500 / 3 個月) $750 $99/年
22 Chase Ink Business Cash
Chase
$750(消費 $6,000 / 6 個月) $750 免年費
23 U.S. Bank Altitude Reserve
U.S. Bank
50,000 點 = $750 旅遊折抵(消費 $4,500 / 90 天) $750 $400/年
24 AAdvantage Aviator Red (Barclays)
Barclays
首刷並繳年費後送 60,000 哩 $750 $99/年
25 American Express Gold
Amex
60,000 MR 點(消費 $6,000 / 6 個月) $700 $325/年
26 Citi Strata Premier
Citi
70,000 ThankYou 點(示範) $700 $95/年
27 United Explorer
Chase
60,000 哩(示範) $700 $150/年
28 Southwest Rapid Rewards Plus
Chase
50,000 點(消費 $1,000 / 3 個月) $700 $99/年
29 Southwest Rapid Rewards Priority
Chase
50,000 點(消費 $1,000 / 3 個月) $700 $229/年
30 BofA Premium Rewards
Bank of America
60,000 點 = $600(示範) $600 $95/年
31 Marriott Bonvoy Boundless
Chase
3 晚免費房券(示範) $600 $95/年
32 JetBlue Plus Card
Barclays
50,000 點(消費 $1,000 / 3 個月) $600 $99/年
33 U.S. Bank Altitude Connect
U.S. Bank
50,000 點(消費 $2,000 / 4 個月) $600 $95/年
34 Delta SkyMiles Gold
Amex
50,000 哩(示範) $550 $150/年
35 Wyndham Rewards Earner Plus
Barclays
45,000 點(消費 $1,000 / 3 個月) $500 $95/年
36 PenFed Pathfinder Rewards
PenFed
50,000 點(消費 $3,000 / 90 天) $500 $95/年
37 American Express Green Card
Amex
40,000 MR 點(消費 $3,000 / 6 個月) $450 $150/年
38 United Gateway Card (Chase)
Chase
20,000 哩(消費 $1,000 / 3 個月) $400 免年費
39 Hilton Honors Card
Amex
70,000 Hilton 點(示範) $350 免年費
40 Chase Freedom Unlimited
Chase
開卡首年 1.5% 額外回饋(示範) $300 免年費
41 Discover it Cash Back
Discover
首年回饋全額加倍(Cashback Match) $300 免年費
42 Blue Cash Preferred
Amex
$250(消費 $3,000 / 6 個月) $250 $95/年
43 American Airlines AAdvantage MileUp
Citi
10,000 哩 + $50 帳單抵用(消費 $500 / 3 個月) $250 免年費
44 Navy Federal More Rewards American Express
Navy Federal
25,000 點 = $250(消費 $3,000 / 90 天) $250 免年費
45 Bank of America Travel Rewards
Bank of America
25,000 點 = $250 旅遊折抵(消費 $1,000 / 90 天) $250 免年費
46 Chase Freedom Flex
Chase
$200(消費 $500 / 3 個月) $200 免年費
47 Blue Cash Everyday
Amex
$200(消費 $2,000 / 6 個月) $200 免年費
48 Citi Double Cash
Citi
$200(消費 $1,500 / 6 個月) $200 免年費
49 Citi Custom Cash
Citi
$200(消費 $1,500 / 6 個月) $200 免年費
50 Capital One Savor
Capital One
$200(消費 $500 / 3 個月) $200 免年費
51 Capital One Quicksilver
Capital One
$200(消費 $500 / 3 個月) $200 免年費
52 BofA Customized Cash
Bank of America
$200(消費 $1,000 / 90 天) $200 免年費
53 Wells Fargo Active Cash
Wells Fargo
$200(消費 $500 / 3 個月) $200 免年費
54 Wells Fargo Autograph
Wells Fargo
20,000 點(示範) $200 免年費
55 U.S. Bank Cash+
U.S. Bank
$200(消費 $1,000 / 90 天) $200 免年費
56 U.S. Bank Altitude Go
U.S. Bank
20,000 點 = $200(示範) $200 免年費
57 SoFi Credit Card
SoFi
$200(示範開卡禮價值) $200 免年費
58 Upgrade Cash Rewards Visa
Upgrade
$200(示範)開立回饋支票帳戶後贈送 $200 免年費
59 Navy Federal cashRewards
Navy Federal
$200(消費 $2,000 / 90 天) $200 免年費
60 USAA Preferred Cash Rewards
USAA
$200(消費 $1,000 / 90 天) $200 免年費
61 Citi Rewards+
Citi
20,000 ThankYou 點(消費 $1,500 / 3 個月) $200 免年費
62 Capital One VentureOne Rewards
Capital One
20,000 哩(消費 $500 / 3 個月) $200 免年費
63 Blue Business Plus
Amex
15,000 MR 點(示範) $150 免年費
64 Discover it Student
Discover
首年回饋全額加倍 $150 免年費
65 Prime Visa
Chase
$100–200 Amazon 禮卡(核卡即送) $150 免年費
66 Fidelity Rewards Visa Signature
Elan Financial
$150(示範)存入 Fidelity 帳戶 $150 免年費
67 American Express EveryDay
Amex
10,000 MR 點(消費 $2,000 / 6 個月) $150 免年費
68 Discover it Chrome
Discover
首年回饋全額加倍(Cashback Match) $150 免年費
69 Discover it Secured
Discover
首年回饋全額加倍(押金 $200 起) $100 免年費
70 PenFed Power Cash Rewards
PenFed
$100(消費 $1,500 / 90 天) $100 免年費
71 Capital One Quicksilver Student
Capital One
$50(消費 $100 / 3 個月,示範) $50 免年費
72 Chase Freedom Student
Chase
3 個月內首刷送 $50 開卡禮 $50 免年費
73 Chase Freedom Rise
Chase
$25 開卡禮(設定自動扣款) $25 免年費