Mainstream

American Express EveryDay

Amex・Amex・No.073

The no-fee gateway into the Membership Rewards ecosystem — a cheap anchor that keeps MR points alive.

✓ Verified · 2026-07-16

🎁 10,000 MR points (spend $2,000 in 6 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

2x U.S. supermarkets (up to cap)
20% bonus points when you use it 20+ times a month
No annual fee; accepts foreign credit via Nova Credit

Who it's for

Best for newcomers who want to start earning transferable MR points with no annual fee.

Good for

Groceries Cash back

Key benefits

2x at U.S. supermarkets (up to a cap)
20% bonus points when used 20 or more times a month
No annual fee
Accepts foreign credit history via Nova Credit

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Is there an annual fee?

No, the Amex EveryDay card has no annual fee.

Can newcomers apply using overseas credit?

Yes, Amex can consider foreign credit history through Nova Credit for eligible applicants.

Does it charge foreign transaction fees?

Yes, the Amex EveryDay charges a foreign transaction fee.