Amex・Amex・No.012
A no-fee card that keeps your Membership Rewards points alive — the hidden core of an Amex setup.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Best for Amex points players who need a cheap anchor to hold their MR balance.
APR and fees are illustrative — confirm current terms on the issuer's site.
No — there is no annual fee.
No — it has no foreign transaction fees.
No — sole proprietors and freelancers can apply.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.