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Citi / AAdvantage Platinum Select

Citi・Mastercard・No.044

The classic AAdvantage workhorse where the free checked bag alone can offset the annual fee for a couple of trips.

✓ Verified · 2026-07-16

🎁 50,000 miles (spend $2,500 in 3 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

2x miles on American Airlines, gas & dining
First checked bag free on domestic itineraries
Preferred boarding and a $125 flight discount after $20k spend

Who it's for

Best for regular American Airlines flyers who check bags and want boarding and mileage perks.

Good for

Airline Travel

Key benefits

Free first checked bag on domestic American itineraries
Preferred boarding
2x miles on American, gas and dining
$125 American flight discount after $20,000 in annual spend

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the Citi AAdvantage Platinum Select card have an annual fee?

Yes, $99 per year, sometimes waived the first year.

Is it worth it if I fly American?

Yes, the free checked bag alone can offset the fee over a couple of trips.

Does it charge foreign transaction fees?

No foreign transaction fees.