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Citi Rewards+

Citi・Mastercard・No.075

The round-up gimmick makes small purchases punch above their weight — a quirky but useful no-fee ThankYou earner.

✓ Verified · 2026-07-16
🎁 20,000 ThankYou points (spend $1,500 in 3 months)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for people who make lots of small purchases and want every one rounded up.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Is there an annual fee?

No, the Citi Rewards+ card has no annual fee.

Does it charge a foreign transaction fee?

Yes, the Citi Rewards+ charges a foreign transaction fee.

What is the round-up feature?

Every purchase rounds up to the nearest 10 points, so small buys earn more than usual.

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