- Delta Sky Club access when flying Delta
- Annual Companion Certificate valid in First Class
- 15 Delta Sky Club visits and a $240 Resy credit
Citi Strata Premier
Citi・Mastercard・No.017
An underrated all-rounder travel card whose 3x categories cover almost all daily big-ticket spend.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 3x dining, supermarkets, gas, air & hotels
- Transfer to airline partners
- Unusually wide 3x coverage
Who it's for
Best for someone who wants one card covering most everyday categories at 3x.
Good for
Key benefits
- No foreign transaction fees
- Transfer points to airline partners
- Annual hotel savings benefit
- Purchase protection & trip coverage
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Does the Citi Strata Premier have an annual fee?
Yes, $95 per year.
Does it charge foreign transaction fees?
No — it has no foreign transaction fees.
What makes its rewards stand out?
It earns 3x across an unusually wide set: dining, supermarkets, gas, air travel and hotels.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.