Elite

Citi Strata Premier

Citi・Mastercard・No.017

An underrated all-rounder travel card whose 3x categories cover almost all daily big-ticket spend.

✓ Verified · 2026-07-16
🎁 70,000 ThankYou points (illustrative)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for someone who wants one card covering most everyday categories at 3x.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Does the Citi Strata Premier have an annual fee?

Yes, $95 per year.

Does it charge foreign transaction fees?

No — it has no foreign transaction fees.

What makes its rewards stand out?

It earns 3x across an unusually wide set: dining, supermarkets, gas, air travel and hotels.

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