- $300 annual travel credit
- 3x travel & dining
- Priority Pass airport lounges
Navy Federal More Rewards American Express
Navy Federal・Amex・No.068
A no-fee 3x everyday-category card that rivals the big banks — the standout pick for eligible credit-union members.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Reward highlights
- 3x groceries, gas, dining & transit
- No annual fee, no foreign transaction fee
- Requires Navy Federal membership (military-affiliated)
Who it's for
Best for military-affiliated members with heavy grocery, gas and dining spend.
Good for
Key benefits
- 3x groceries, gas, dining and transit
- No annual fee
- No foreign transaction fee
- Requires Navy Federal membership
Rates & fees
APR and fees are illustrative — confirm current terms on the issuer's site.
Frequently asked questions
Who can apply?
You must be a Navy Federal member, which is open to the military community and their families.
Is there an annual fee?
No, the More Rewards American Express has no annual fee.
Does it charge foreign transaction fees?
No, there is no foreign transaction fee, making it good for travel.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.