Mainstream

Navy Federal More Rewards American Express

Navy Federal・Amex・No.068

A no-fee 3x everyday-category card that rivals the big banks — the standout pick for eligible credit-union members.

✓ Verified · 2026-07-16
🎁 25,000 points = $250 (spend $3,000 in 90 days)

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

Who it's for

Best for military-affiliated members with heavy grocery, gas and dining spend.

Good for

Key benefits

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

Who can apply?

You must be a Navy Federal member, which is open to the military community and their families.

Is there an annual fee?

No, the More Rewards American Express has no annual fee.

Does it charge foreign transaction fees?

No, there is no foreign transaction fee, making it good for travel.

More in this category