Chase・Visa・No.037
If you fly United often (SFO/ORD/IAH hubs), the bag fees alone pay for the card in a year.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Best for regular United flyers based at a hub.
APR and fees are illustrative — confirm current terms on the issuer's site.
Yes, $95, often waived the first year on promotions.
Yes, the free checked bag alone can offset the annual fee over a couple of trips a year.
No foreign transaction fees.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.