A mid-premium United card whose travel credit and rebated award flights routinely outrun the annual fee.

✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.

Reward highlights

• $125 annual United travel credit plus rebate award flights
• 3x miles on United purchases
• First and second checked bags free for you and a companion

Who it's for

Best for regular United flyers who redeem miles and want checked bags covered.

Good for

Key benefits

• $125 annual United travel credit
• Rebated award miles on redemptions each year
• First and second checked bags free for you and a companion
• 3x miles on United purchases

Rates & fees

APR and fees are illustrative — confirm current terms on the issuer's site.

Frequently asked questions

⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.

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