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American Express Gold vs Blue Cash Preferred

A side-by-side look at American Express Gold and Blue Cash Preferred — annual fee, welcome bonus, rewards and who each is best for.

AmexElite
•••• •••• •••• 3302
American Express GoldAMEX
vs
AmexMainstream
•••• •••• •••• 6098
Blue Cash PreferredAMEX
American Express GoldBlue Cash Preferred
Sign-up bonus (est.)60,000 MR points (spend $6,000 in 6 months)$250 (spend $3,000 in 6 months)
Annual fee$325/yr$95/yr
Foreign transaction feeNone3%
Suggested score670+670+
Reward highlights4x dining (up to cap)
4x U.S. supermarkets
Monthly dining & delivery credits		6% U.S. supermarkets (up to cap)
6% select streaming
3% gas & transit
Who it's forBest for heavy dining & grocery spenders — and new immigrants who can apply with foreign credit history.Best for families with heavy grocery and streaming spend.
American Express GoldBlue Cash Preferred

⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.