Chase・Mastercard・No.004
A must-have for rotating-5%-category players, with no annual fee to hold long term.
✓ Annual fee, APR and foreign-transaction fee verified against the issuer on 2026-07-16. Welcome offers change often — always confirm the current offer on the issuer's site.
Best for people willing to activate quarterly categories to squeeze out 5% back.
APR and fees are illustrative — confirm current terms on the issuer's site.
No — there is no annual fee.
Yes — it charges a 3% foreign transaction fee.
Yes — you must activate the rotating quarterly 5% categories each quarter to earn the bonus rate.
⚠️ Disclaimer: This site is a product concept. All card data, bonuses and figures are illustrative, may be out of date, and are not financial advice. Always verify with the issuer before applying.